Payment Industry Research

After a failed bid by Ant Financial, what's next for the well known American money transfer brand?

Last week Revolut announced they have reached Unicorn status with a $1.7bn dollar valuation. They have now joined the ranks of Transferwise as one of the fastest growing international payments companies and Finablr (the newly combined UAE Exchange & Travelex) in the billion dollar club.

Launching the products, getting licensed - these both take time but are not giant barriers. Building a trusted brand to go alongside those products is the difference maker.

FXCintel CEO Daniel Webber interviews Nick Day, CEO of Small World Financial Services and covers a range of topics - including their acquisition by Equistone.

Pricing strategy is often one of the biggest hurdles for payments companies, but machine learning can help overcome that.

The economic opportunities in Africa extend far beyond remittances.

FXC Intelligence CEO Daniel Webber sat down with Singapore based TransferTo CEO, Eric Barbier. Eric shed some light on what makes TransferTo unique in the busy money transfer space.

Last week, Equistone, a European private equity firm, announced it is acquiring Small World Financial for an undisclosed amount. With revenues over £110m, Equistone has bought themselves a strong platform on which to build a significant remittance player.

While in Singapore, I had a chance to speak with InstaReM Co-founder and CEO, Prajit Nanu. Prajit believes "bundling" financial products is the future.

Oftentimes, consumers think of banks when they think of forward contracts, but many non-bank currency providers offer forward contracts to their customers.

Competition in Asia has grown, driven by both local players and Western entrants. Since losing their bid for Moneygram, interest in Alibaba has waned.

The big three English speaking markets of the UK, US, and Australia are for consumer and corporate FX are very different.

The Australian market is becoming increasingly competitive as the big four incumbent banks shift their focus to value-add, integrated services, leaving FinTechs to sweep up the customers or form partnerships. The Australian market is becoming increasingly competitive as the big four incumbent banks shift their focus to value-add, integrated services, leaving FinTechs to sweep up the customers or form partnerships.

Though fintech payment companies develop and bring products to market quickly, they generally lack distribution manpower. White label partnerships often solve this issue. FXC Intelligence takes a look at white label partnerships in the international payments space.

Interview with Transfermate Co-founder Sinead Fitmaurice to talk payments, AIB investment, rails and their new product

Many of the current fintech players have been around for a decade or less and over the next five years, we expect to see a lot of exits as private equity or venture capital groups begin looking to cash out