Payment Industry Analysis
Market share in consumer money transfers & Facebook Libra update
October 12th, 2019
Latest cross-border payments market share numbers for Western Union, MoneyGram, Ria, WorldRemit, TransferWise, Remitly, Revolut, Small World Financial
The fastest growing profitable cross-border payment companies
October 4th, 2019
We look at the recent growth and profitability of the cross-border sector with some clear patterns. Western Union's platform strategy, Mexico's opportunity
Do neobanks care about international payments?
September 20th, 2019
Monzo, Revolut, N26, Bunq and many other neobanks and digital offer international payments. Many in the US such as Chime, Moven, Simple and Varo do not.
What’s been happening at MoneyGram?
September 19th, 2019
MoneyGram's share price has rallied. How is its mobile money transfer app performing, which markets is MoneyGram cheapest in
The fastest growing UK challengers
September 14th, 2019
We preview the 2018/2019 financial results of Revolut, TransferWise, CurrencyCloud, Global-e, ComplayAdvantage, Onfido and more
WorldFirst’s new strategy and pricing
September 13th, 2019
Ant Financial bought international payments company WorldFirst. WorldFirst has a new pricing strategy to gain market share and help scale
Inside the turnarounds at Western Union and MoneyGram
August 8th, 2019
Western Union will cut 10% of its c.12,000 headcount, and consolidate its global offices to save $100m annually. MoneyGram also reported Q2 results this week.
Mastercard and Visa are taking your cross-border business
August 1st, 2019
Visa and Mastercard posted strong cross-border numbers. In remittances, Ria reported continued strong growth for Q2 2019.
Hidden M&A Strategies in Cross-Border Payments
July 25th, 2019
We expect consolidation to continue in the cross-border sector but at a slower pace amongst payment companies compared to the large payment processors
The need for speed in cross-border payments
July 11th, 2019
Reducing the pain of processing payments and onboarding customers. Faster payment schemes Ebury TransferWise, Form3 and EBANX
Do Moneycorp, Revolut and InstaReM need banking licenses?
July 3rd, 2019
Surprisingly few companies who started with cross-border payments have gone on to get banking licenses. Do Moneycorp, Revolut and InstaReM need them?
Valuing growth for cross-border payments companies
June 27th, 2019
If you can show growth and continue to grow, a strong valuation will follow. TransferWise, WorldRemit, Western Union, Argentex, Finablr, Alpha FX, The Equals Group
Will Facebook’s Libra crush Western Union and TransferWise?
June 20th, 2019
Facebook announced Libra its crypto-currency blockchain project, squarely targeting the underbanked and remittances as its first use cases.
The likes of Azimo and Monese are exceptionally efficient at acquiring customers. TransferWise, Monzo and Starling are investing a lot per customer
Visa’s cross-border payments partnership model
June 14th, 2019
Visa's cross-border strategy with investment in Earthport and partnerships with Currencycloud, FIS and Western Union
Has WorldRemit succeeded?
June 6th, 2019
WorldRemit's latest fundraising is one of the largest of a money transfer company. Customer targets are behind schedule and SMEs are now a target