Payment Industry Analysis
Analysing WU, MGI and Euronet 2018 numbers and Finablr to IPO
February 14th, 2019
MoneyGram, Euronet and Western Union all reported Q4 2018 numbers this week. We analyse the results and also look to the potential Finablr IPO later this year.
A new standard for FX Pricing
February 7th, 2019
Our money transfer pricing analysis shows prices have not gone to zero and in fact wide variances remain from MoneyGram to Western Union
Buy British or Canadian payment companies
January 31st, 2019
WorldFirst has abruptly closed its US business. We assume this move was to help get the Ant Financial deal. Why buy British or Canadian payment companies.
N26, Monzo and Starling emerge within cross-border payments
January 24th, 2019
Digital banks are taking market share in the international money transfer space. N26 Revolut Monzo and Starling
Analysing Ant Financial’s acquisition of WorldFirst
January 23rd, 2019
As was first reported in December, Ant Financial was rumored to be purchasing WorldFirst for c.£550m (US$700m). We analyse a very interesting proposed deal.
Visa’s potential acquisition of Earthport kicks off 2019
January 14th, 2019
Visa acquired Earthport to strengthen its cross-border and B2B offering. We analyse the deal as well as Mastercard's position in the sector.
Does Earthport solve the challenges of correspondent banking
December 6th, 2018
Earthport published it’s 2018 results this week. Earthport’s stated goal is to provide an alternative to the traditional model of correspondent banking.
Payments to Latin America – A New Opportunity
November 14th, 2018
Cross-border payments to Latin America offer a great opportunity for growth. The market is large, fragmented and has complex currency and regulatory controls
Startups – same problems, different solutions
October 25th, 2018
In the international payments world, who is the Revolut and TransferWise? Wyre, SentBe, Eversend, Assure Hedge, Neo and Transfer Galaxy all tackling the money transfer space.
What’s Next for Western Union Business Solutions
October 18th, 2018
Research and Analysis on Western Union Business Solutions and business payments companies.
Does blockchain solve International Payments?
October 11th, 2018
Since Bitcoin's introduction to the market in 2009, the debate as to how blockchain, distributed ledger technology (DLT) and cryptocurrency ("blockchain") can change the payments world has been raging on.
Go Plastic – TransferWise and Paypal did
October 3rd, 2018
TransferWise's recent introduction of a debit card for its "Borderless" multi-currency accounts offers a case study in how debit cards can increase transactions . TransferWise introduced the cards in April.
$500 Million to buy Western Union Business Solutions
September 27th, 2018
Big M&A opportunities are few and far between in the sector so news from Bloomberg that Western Union (WU) is looking to sell its business arm (WUBS) is noteworthy.
The lack of maturity in payments
September 24th, 2018
The size of the checks being written within the international payments space is increasing as companies continue to grow and they are requiring more capital to scale.
Growth vs. Profit – What’s the goal behind International Payments?
September 19th, 2018
New and great products are so often associated with growth companies, whereas deep compliance expertise is mostly held by the banks and more mature companies. To win in international payments, you have to be great at both.
Last week, the UK's Financial Conduct Authority (FCA) announced they are planning to change the way payment companies can market their currency and "bank-like" services.