FXCintelligence - payment industry trends & predictions

Payment Industry Analysis

MoneyGram, Euronet and Western Union all reported Q4 2018 numbers this week. We analyse the results and also look to the potential Finablr IPO later this year.
A new standard for FX Pricing
February 7th, 2019
Our money transfer pricing analysis shows prices have not gone to zero and in fact wide variances remain from MoneyGram to Western Union
WorldFirst has abruptly closed its US business. We assume this move was to help get the Ant Financial deal. Why buy British or Canadian payment companies.
Digital banks are taking market share in the international money transfer space. N26 Revolut Monzo and Starling
As was first reported in December, Ant Financial was rumored to be purchasing WorldFirst for c.£550m (US$700m). We analyse a very interesting proposed deal.
Visa acquired Earthport to strengthen its cross-border and B2B offering. We analyse the deal as well as Mastercard's position in the sector.
Earthport published it’s 2018 results this week. Earthport’s stated goal is to provide an alternative to the traditional model of correspondent banking.
Cross-border payments to Latin America offer a great opportunity for growth. The market is large, fragmented and has complex currency and regulatory controls
In the international payments world, who is the Revolut and TransferWise? Wyre, SentBe, Eversend, Assure Hedge, Neo and Transfer Galaxy all tackling the money transfer space.
Research and Analysis on Western Union Business Solutions and business payments companies.
Since Bitcoin's introduction to the market in 2009, the debate as to how blockchain, distributed ledger technology (DLT) and cryptocurrency ("blockchain") can change the payments world has been raging on.
TransferWise's recent introduction of a debit card for its "Borderless" multi-currency accounts offers a case study in how debit cards can increase transactions . TransferWise introduced the cards in April.
Big M&A opportunities are few and far between in the sector so news from Bloomberg that Western Union (WU) is looking to sell its business arm (WUBS) is noteworthy.
The lack of maturity in payments
September 24th, 2018
The size of the checks being written within the international payments space is increasing as companies continue to grow and they are requiring more capital to scale.
New and great products are so often associated with growth companies, whereas deep compliance expertise is mostly held by the banks and more mature companies. To win in international payments, you have to be great at both.
Last week, the UK's Financial Conduct Authority (FCA) announced they are planning to change the way payment companies can market their currency and "bank-like" services.
Ready to Begin?
Get Started
+
Schedule a Demo
Call us at +44 207 871 5565 (UK/Europe) or +1 212 600 8553 (North America) or email demo@fxcintel.com for a demo.
+
Schedule a Demo
+
Subscribe to the smartest international payments newsletter in the industry