Western Union and MoneyGram Q3 2019 Analysis
November 8th, 2019
Western Union and MoneyGram reported their Q3 results this past week. It makes for better reading in Denver than in Dallas for the money transfer companies.
Why Santander bought Ebury
November 7th, 2019
Santander splashed out £350m for a majority stake in Ebury, one of the leading cross-border payments providers to small and medium sized businesses (SMEs).
The value of a full customer proposition
October 24th, 2019
The values of customers to banks, payment companies and neobanks. How Revolut and Monzo fare. Plus Ria's Q3 2019 money transfer results
Pricing strategies for businesses in cross-border payments
October 18th, 2019
We look at three pricing strategies below; subscription-based (Revolut - Free and Paid tiers), transaction-based (TransferWise) and volume-based (WorldFirst).
Market share in consumer money transfers & Facebook Libra update
October 12th, 2019
Latest cross-border payments market share numbers for Western Union, MoneyGram, Ria, WorldRemit, TransferWise, Remitly, Revolut, Small World Financial
The fastest growing profitable cross-border payment companies
October 4th, 2019
We look at the recent growth and profitability of the cross-border sector with some clear patterns. Western Union's platform strategy, Mexico's opportunity
Do neobanks care about international payments?
September 20th, 2019
Monzo, Revolut, N26, Bunq and many other neobanks and digital offer international payments. Many in the US such as Chime, Moven, Simple and Varo do not.
What’s been happening at MoneyGram?
September 19th, 2019
MoneyGram's share price has rallied. How is its mobile money transfer app performing, which markets is MoneyGram cheapest in
The fastest growing UK challengers
September 14th, 2019
We preview the 2018/2019 financial results of Revolut, TransferWise, CurrencyCloud, Global-e, ComplayAdvantage, Onfido and more
WorldFirst’s new strategy and pricing
September 13th, 2019
Ant Financial bought international payments company WorldFirst. WorldFirst has a new pricing strategy to gain market share and help scale
Inside the turnarounds at Western Union and MoneyGram
August 8th, 2019
Western Union will cut 10% of its c.12,000 headcount, and consolidate its global offices to save $100m annually. MoneyGram also reported Q2 results this week.
Mastercard and Visa are taking your cross-border business
August 1st, 2019
Visa and Mastercard posted strong cross-border numbers. In remittances, Ria reported continued strong growth for Q2 2019.
Hidden M&A Strategies in Cross-Border Payments
July 25th, 2019
We expect consolidation to continue in the cross-border sector but at a slower pace amongst payment companies compared to the large payment processors
The need for speed in cross-border payments
July 11th, 2019
Reducing the pain of processing payments and onboarding customers. Faster payment schemes Ebury TransferWise, Form3 and EBANX
Do Moneycorp, Revolut and InstaReM need banking licenses?
July 3rd, 2019
Surprisingly few companies who started with cross-border payments have gone on to get banking licenses. Do Moneycorp, Revolut and InstaReM need them?
Valuing growth for cross-border payments companies
June 27th, 2019
If you can show growth and continue to grow, a strong valuation will follow. TransferWise, WorldRemit, Western Union, Argentex, Finablr, Alpha FX, The Equals Group